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Privacy Policy


Welcome to the privacy policy (“Privacy Policy”) for E-PaydayLoan.co.uk.

Your privacy is very important to us. Please read this Privacy Policy to learn about ways in which we use and protect your personal information. 

This Privacy Policy applies from 28th October 2008 for new registering users.

The following policy explains how we gather and use personal information in detail. This policy may change from time to time and E-PaydayLoan.co.uk reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact us. 

Registration 
E-PaydayLoan.co.uk only collects personally identifiable information ("PII") that is volunteered during the registration process or in response to specific information requests. Examples of PII that may be requested include: first and last name, address, email address, and telephone number. Anybody completing and submitting any of the forms (including our newsletter) on the E-PaydayLoan.co.uk domain is considered a "registrant." In addition, E-PaydayLoan.co.uk may collect your IP address and information through use of electronic "cookies." 

By using this Site, you agree that you will be registered with E-PaydayLoan.co.uk, and that you accept this Privacy Policy. You will not be registered merely by visiting the Site; you will only be registered if you affirmatively click on one of the Site's options to directly match you with a loan or provide other services. Also, by providing us with your personal information on our Site or in the course of using our services, you consent to the transfer of your Personal Data and Sensitive Personal Data, and any other data we acquire about you from third-party service providers in the process of evaluating you for a loan, to companies outside the EU, including but not limited to, the Network Sites and other consumer credit lenders and their affiliates. 
When you register with E-PaydayLoan.co.uk you automatically consent to registration in all the other online properties in the E-PaydayLoan.co.uk network (collectively, the "Network Sites"). Accordingly, E-PaydayLoan.co.uk may share registrant PII with the Network Sites. 

Use and Sharing of PII 
E-PaydayLoan.co.uk reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with a cash advance loan company or companies); (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that E-PaydayLoan.co.uk may change this Policy at any time and therefore E-PaydayLoan.co.uk may in the future use registrant PII for additional purposes not currently included in this Policy. 

Use of Your Data 
The data we collect during registration with us or during the application process may be shared/sold to trusted third parties who may also contact you about other products and services. These third parties may contact you via telephone, email and/or SMS. Any third party receiving your data will always give you the option to unsubscribe from receiving information in respect of such offers and/or services/products. Those third parties will not then share/sell your data with others unless you specifically provide consent to them allowing them to do so. Third parties with whom we work take all appropriate and reasonable steps to ensure that your data is protected.

Use of Individual Information 
The following paragraph describes how E-PaydayLoan.co.uk currently uses Individual Information, but E-PaydayLoan.co.uk may change or broaden its use at any time. E-PaydayLoan.co.uk may update this policy from time to time. E-PaydayLoan.co.uk may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.

Email and Unsubscribe Policy 
E-PaydayLoan.co.uk uses Individual Information to provide promotional offers by email to individuals. Promotional offers include third party marketing messages as well as email advertising from partners and affiliates of E-PaydayLoan.co.uk. E-PaydayLoan.co.uk may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list and/or to unsubscribe from all E-PaydayLoan.co.uk ’s email list, they need to follow the instructions at the end of each email message to unsubscribe.

E-PaydayLoan.co.uk’s unsubscribe process impacts only the future delivery of electronic mailings disseminated by E-PaydayLoan.co.uk’s on its own behalf. You may still receive electronic mailings sent on behalf of Third Parties and your personal information may still be shared with Third Parties for use in offline marketing and data appends, including email appends.

You should also note that unsubscribing from E-PaydayLoan.co.uk’s electronic mailings will not automatically unsubscribe the subscriber’s information from any Third Party business associates and licensees of the data. Since Third Party associates and licensee partners maintain separate databases from E-PaydayLoan.co.uk, and you will need to unsubscribe from each source individually, if desired. This allows you the freedom to pick and choose which subscriptions to maintain and which to discontinue.

Content of Email Messages 
In certain commercial email messages sent by E-PaydayLoan.co.uk, an Advertiser's name will appear in the "From:" line but hitting the "Reply" button will cause a reply email to be sent to E-PaydayLoan.co.uk. The "Subject:" line of Company email messages will usually contain a line provided from the Advertiser to E-PaydayLoan.co.uk or from E-PaydayLoan.co.uk in its own promotions.

Solicited Email 
E-PaydayLoan.co.uk only sends email to individuals who have agreed on the Websites to receive email from E-PaydayLoan.co.uk or to individuals who have agreed on a Third Party website to receive email from Third Parties. As such, E-PaydayLoan.co.uk does not send unsolicited email messages. As a result, The United Kingdom’s statutes requiring certain formatting for unsolicited email may not be applicable to Company's email messages.

Fraud Prevention 
If false or inaccurate information is provided, including in relation to a person's identity and fraud is identified, details about this information, including customer Personal Data, will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. The lender and other organizations may also access and use this information to prevent fraud and money laundering, for example when: checking details on applications for credit and credit related and other facilities; managing credit and credit related accounts or other facilities; recovering debt; checking details on proposals and claims for all types of insurance; and checking details of job applicants and employees. The lender and other organizations may access and use from other countries the information recorded by fraud prevention agencies. For further details of the relevant fraud prevention agencies please contact us as described at the end of this Privacy Policy.

If you do not agree to the terms of this Privacy Policy, you should not use this Site.

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E-PaydayLoan.co.uk is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. E-PaydayLoan.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. E-PaydayLoan.co.uk is a free service, but may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to £1000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

* Subject to approval times and lender's own policies. In some cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone will qualify for a loan. Please call your banking institution to determine when they are able to release the cash to your account.

* Fees range from £21.98 to £29.98 for each £100 you borrow. UK Representative APR (Annual Percentage Rate of charge) - Representative example: Borrow £300 for 31 days. The total charge for credit is £89.94. Interest is fixed at a rate of £29.98 per £100 borrowed. The total repayable is £389.94. Representative APR 2096.46%

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