Frequently Asked Questions

How does it work?
It's actually quite simple. Just complete our online application form and a representative will contact you within a few minutes to confirm your details. Your newly acquired funds will be deposited into your bank account overnight. On the due date, we will electronically debit your bank account for the amount advanced and the finance charge

How Do I Get Started?
Click on APPLY NOW and fill out our online payday application form. Once we receive your application you will receive notice via email or phone call.

How much I have to pay the loan back in full?
You are required to pay the loan in full on the maturity date listed in your payday loan agreement. i.e on your next paycheck due date.

How is the payday cash advance loan amount determined?
You qualify for a payday advance amount based on your current income. It ranges from £100 to £1000. Requirements:

  • Are 18 years of age or older
  • Salary paid directly in your bank account
  • Currently employed (or receive regular income) and residing in U.K
  • Make at least £305 each payday (after taxes / deductions)
Does the process take long?
Customers usually receive approval within hours of applying. Since the money is wired directly into your checking or savings account, you can usually have access to your funds the very next day.

How is the payday cash advance loan amount determined?
It ranges from £100 to £1000. But you can get up to £300 on first loan.

Can I pay my loan back early?
Yes you can. Most providers wont worry if you pay them back early.

How often should I use this service?
Whenever an immediate or urgent need arises, you can apply for payday loans again provided that you have paid your earlier loan on or before due date.

May I request more than one payday loan at a time?
No. Only one PAYDAY LOAN can be outstanding at any given time. However, after repaying your loan on your due date , you can request for another payday loan.

Does a bad credit rating affect my loan approval?
You can qualify for a loan, even with bad credit, slow credit or no credit rating. Your loan approval is typically based on a simple income test.

Can I renew my payday loan?
Yes. If you wish, you can pay an additional processing fee to renew your loan until your next payday (18-day maximum).

How do I know that the amount you withdraw from my account is the amount you say?
As a Lender, we are subjected to laws.