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Payday Loans - Frequently Asked Questions


How do payday loans work?
It's quite simple. Just complete our online application and you will be provided with further details about receiving a loan from our lending partners. If approved for a loan the funds will be deposited into your bank account. On the due date, we will electronically debit your account for the loan amount plus the fees charged by the lender.

How do I get started?
Click on APPLY NOW and fill out the payday loan application form. Once your application is received you will receive further instruction by email.

When do I have to pay the loan back?
Your loan repayment is due on your next payday, which will be outlined for you in the loan agreement.

How much can I borrow ?
You qualify for a payday advance amount based on your current income. It ranges from £100 to £1000. Requirements:

  • Are 18 years of age or older
  • Salary paid directly into your bank account
  • Currently employed (or receive regular income) and residing in the UK

Does the process take long?
Customers usually receive approval within hours of applying. Since our lending partners deposit the money directly into your UK bank account, you can usually have access to your funds the very next day.

Can I pay back my loan early?
Yes, you may pay back you loan on or before the due date.

How often should I use this service?
You can only take out one payday loan at a time. If you pay back your loan on or before the due date, you may apply for another loan if the need arises. Payday loans should not be used regularly, so if you find yourself in constant need of a cash advance New Hampshire we recommend you seek the advice of a certified financial adviser.

May I request more than one payday loan at a time?
No. Only one payday loan can be outstanding at any given time, however, after repaying your loan on your due date, you can apply for another payday loan.

Does a bad credit rating affect my loan approval?
The lenders we work with accept all types of credit situations. In most cases, bad credit will not affect your approval.

Who can I contact with any questions or concerns?
Once you complete the loan application at E-PaydayLoan.co.uk and are matched with a lender, you will receive further information including contact details regarding your loan application.

If you are having any difficulties completing the online application form, or have any general questions, click here to find the ways in which you may contact us.


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E-PaydayLoan.co.uk is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. E-PaydayLoan.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. E-PaydayLoan.co.uk is a free service, but may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to £1000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

* Subject to approval times and lender's own policies. In some cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone will qualify for a loan. Please call your banking institution to determine when they are able to release the cash to your account.

* Fees range from £21.98 to £29.98 for each £100 you borrow. UK Representative APR (Annual Percentage Rate of charge) - Representative example: Borrow £300 for 31 days. The total charge for credit is £89.94. Interest is fixed at a rate of £29.98 per £100 borrowed. The total repayable is £389.94. Representative APR 2096.46%

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